Falling behind on your mortgage can feel overwhelming, but you're not out of options. I'll review your situation, explain what's possible, and give you a straight answer, even if the best answer isn't working with me.
I help Texas homeowners who are facing foreclosure understand their options and act before time runs out. I'll walk you through every option honestly. Everything we discuss stays confidential, and you decide what's best for you.
If any of these sound familiar, call me. You don't have to figure this out alone.
I received a notice of default or notice of sale
I'm behind on my mortgage payments
My lender denied a loan modification
I lost income or had medical bills and fell behind
I have a foreclosure auction date coming up
I don't know what to do or who to trust
There's no one-size-fits-all answer. Here are the paths we can look at together.
Ask about a loan modification, repayment plan, or forbearance. Lenders often have more flexibility than people expect, and I can help you prepare for that call.
Housing counselors review your finances and talk with your lender at no cost. I'll point you to one near you.
If staying isn't realistic, selling can protect your equity and credit. I'll explain how it works, with no pressure to sell to me
I'll walk you through the foreclosure timeline so you know exactly how much time you have.
Foreclosure sales in Texas happen on the first Tuesday of the month, so acting early gives you the most choices.
Your lender begins collection efforts.
A formal warning that you have a window to catch up.
The sale date is set. Time is short.
The home is sold at the courthouse.
Four things you can do today, whatever you decide next.
Collect every notice, loan statement, and letter from your lender in one place.
Ignoring mail from your lender or the court shortens your options.
Talk to a HUD-approved counselor, or call me for a confidential conversation.
Be wary of anyone who charges up front to rescue your home or asks you to sign over the deed.
Call or fill out the short form
It takes a couple of minutes.
We talk, confidentially
I listen first, then explain your situation.
I lay out your options
Every path, including selling if it makes sense.
You decide your next step
No pressure. It's your decision.
No. Talking with me costs nothing and there's no obligation.
In Texas, foreclosure sales happen on the first Tuesday of the month, and your timing depends on your notices. Call as soon as possible so we can look at your exact dates.
Foreclosure can seriously affect your credit, and the impact depends on the path you take. Acting early gives you more choices. A housing counselor can explain the specifics.
Yes. Your information is private and never shared.
I can't promise that. What I can do is explain your options clearly and move quickly.
Call me or send your information. I'll respond as soon as possible.
Call 214-329-1463 Serving Texas homeowners · Dallas, Texas
WestBridge Series is an assumed name of WestBridge Holdings Series, LLC, a Texas Series Limited Liability Company.
Dallas, Texas · 214-329-1463 ·
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